
Loading ...
by Tobi Elliott
Over eight weeks after the explosion, America and BP are still groping for answers on how to deal with the massive oil leak in the Gulf of Mexico. In President Barack Obama’s address from the Oval office Tuesday night, he vowed to keep fighting “this spill with everything we’ve got, for however long it takes.”

Loading ...
by Tobi Elliott
Current Housing Climate
Mortgage analysts don’t know what to make of the current housing climate. An article in the New York Times Thursday this week carried this warning from Jay Brinkmann, the chief economist of the Mortgage Bankers Association. “We may be at a point where the market is changing for the better, but we can’t be sure because of the confounding effect of seasonal differences,’ said Brinkmann. The… Continue reading

Loading ...
This is the second post on Money Clubs, by Tobi Elliott
See first post here.
…Or we could fess up, get accountable, tell someone that we don’t know what the heck we’re doing, and start a group to try and figure it out together. One group of Canadian women, calling themselves the Smart Cookies, did just that in 2007. They ended up being featured on the Oprah Winfrey… Continue reading

Loading ...
This is the first of two blog posts by Tobi Elliott
You don’t need to hang out with the very rich – or buy the books of those who claim they will “make you rich” – to start figuring out some financial truths. Just watch and copy what you think might work for you.
Take TIGER 21, for example. “The Investment Group for Enhanced Results in the 21st Century”… Continue reading

Loading ...
Here’s something to think about: if you were strapped for cash, what would you pay of first, your mortgage or credit card bills? If you pick the credit card, then a recent study says that you’re not alone. Reuters gives the lowdown on a report by Translink that cobbled together the percentages of consumers who Continue reading

Loading ...
Yes, taking your credit card on vacation can pose a real risk, but not for the reasons you may think. I’m not suggesting you leave it behind so you can resist the temptation to splurge on a scuba lesson you hadn’t budgeted in, or from buying that pair of Manolo Blahnik knockoffs you really, really hadn’t planned on getting – although if you’re prone to spontaneous spending that might not Continue reading

Loading ...
I want to talk about the recent Credit Card Accountability, Responsibility, and Disclosure (CARD) Act, which came into effect on February 22nd 2010, and how it might impact your bill.
In May 2009, President Obama passed legislation to limit and even eliminate some of the fees credit card companies have gotten used to charging. There are a few good changes favouring consumers.
For one, the CARD Act makes… Continue reading
February 23, 2010 – 12:02 pm

Loading ...
Saving money is something everyone aspires to, and there are an abundance of ways to accomplish it. From small saving techniques like cutting coupons, buying store brands, buying local from the farmer’s market, to bigger strategies like making (and sticking to!) a budget, or re-financing your house, there’s always a way.
But since everyone has different ideas on how to do it, how do you decide what’s best for… Continue reading