Loans
Use CompareSmart to compare loan rates online. Find a range of lenders right here, and get quotes on debt services so you can compare loan rates and get the deal that will save you the most money. There are endless reasons why you may need a loan, whether it’s for student fees, a car purchase, an emergency or an investment opportunity. Make sure you arm yourself with knowledge about the types of loans available to you before you go to the bank or start comparing loans online so you can get the best possible loan for your situation.
Browse Topics
Personal Loans
What you find:
- How to shop for a personal loan: tips
- Types of personal loans: Secured loan
Unsecured loan
Line of credit
Student loans
What you find:
- Student loan Mistakes and warnings
- Types of educational loans
- Budgeting for students
Bank Overdraft
This is a loan from the bank that is provided to you when you spend more than your available balance in your bank account. If you have an agreed overdraft limit, you will be charged interest at the rate agreed with the bank, however if you go beyond this, the charges may be much higher.
Pay day Loan (A.K.A. Cash Advance)
These loans are short-term, small amounts loaned to borrowers only until your next paycheck so generally within a month or a fortnight. They can be convenient but often a very expensive way to borrow money.



